Home Loan



Home Loan from Brack Bank


Apon Ghar (Own Home) is the Home Loan product from Brac Bank with a difference. It is not just a loan, rather a complete solution stretching with five value added FREE services.

    BRAC Bank Apon Ghar provides you personal bank representative for information search till moving into the home.

    BRAC Bank Apon Ghar helps find a home suitable for your taste, budget and area. In addition to these there are attractive privileges like consultancy for:

  1. Interior
  2. Furniture & Soft Furnishing
  3. Home Appliance
  4. Color & Window Treatment
  5. Light & Floor
  6. Apon Ghar is the quickest loan to get disbursed.
  7. Apon Ghar finds your home with proper legal documents.
  8. Apon Ghar needs the least documentation for processing.

Product Type & purpose

Home Loan

Financing against purchase of your under-construction / semi-completed / completed / secondhand Apartment or house

Home Credit

Financing against renovation / extension / construction of your own home

Takeover

Financing against transfer of the current balance of your existing housing loan to BRAC Bank
Customer Segment & Eligibility


Salaried Individuals

    Total job experience is minimum 3 years & must be permanent in current job
    Minimum income is BDT 25,000


Businessmen / Self Employed Individuals / Landlords
    Owner / Director of Proprietorship / Partnership / Private Limited Company
    Total business experience is minimum 3 years
    Minimum income is BDT 30,000


Product Features
    Owner of the property must be the main borrower
    Mortgage property location:


Home Loan & Home Credit: Dhaka Metro, Chittagong and Sylhet City Corporation area, Savar, Gazipur and Tongi Municipal area;


Home Loan only:

Comilla, Bogra, Khulna, Narayangonj;
  1.     Applicants must be a permanent resident of Bangladesh
  2.     Minimum age of 25 years & maximum age of 65 years at the time of maturity
  3.     Competitive Interest Rate
  4.     Maximum loan tenor is 25 years*

Common Documents

  1. Latest 1 year personal bank statement
  2. Latest Tax Clearance Certificate (where applicable)
  3. Photocopy of National ID Card / Passport
  4. Allotment Letter/ Allotment Agreement/ Byna Deed for Home Loan
  5. Registered ownership deed for Home Credit / Take Over Loan
  6. Price quotation for Home Credit Loan

Salaried Individuals

  1.     Letter of Introduction (LOI)
  2.     Latest 01year salary account statement

Businessmen

  1.     Trade License for last 3 years
  2.     Latest 1 year bank statement of the company
  3.     Registered partnership deed for partnership company
  4.     MOA+ Certificate of Incorporation+ Latest Schedule X for Private Limited Company

Self-Employed

  1.     Certificate of membership of respective professional association
  2.     Declaration on self-pad along with seal
  3.     Certificate of a professional degree

Land Lord

  1.     Registered ownership deed
  2.     Rental deed
  3.     Copy of any utility bill (Electricity/ Water/Gas)

For any banking needs please call 24 Hour Call Center 16221 or e-mail us at enquiry@bracbank.com


We will soon be in touch with you



4 comments:

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    Thanks.
    Kamruzzaman

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